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What does the policy cover?
- The extent of financial damage for loss caused to victim which is not a result of willful neglect.
- The extent of financial damage for loss caused to victim which is not a result of willful neglect.
- Unintentional errors and omissions by the doctor, insured qualified employees, insured non-qualified staff and insured partners.
- Legal cost and expenses incurred in defense of the case, with the prior consent of the insurance company.
- Only civil liability claims are covered. Any liability arising out of any criminal act or act committed in violation of any law or ordinance is not covered.
The policy offers a benefit of Retroactive period if the policy is renewed continuously without a break. This means that the claims reported in subsequent renewal but pertaining to earlier period after first inception of the policy, also become payable.
Duration of the Policy:-
The policy can be taken for one year and renewed every year.