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• Travel Insurance / Benefits and Coverages
  What is the point of buying overseas medical insurance if it does not cover pre-existing
  Answer: Even though the insurance will not cover pre-existing conditions, it will cover other conditions that were not pre-existing or unrelated ...
• Health Insurance / Claim Process
  What are the situations under which one may be denied cashless hospitalization?
  Answer: 1 If there is any doubt in the coverage of treatment of present ailment under the Policy2 If the information ...
• Travel Insurance / Benefits and Coverages
  Is there a cover for pre-existing medical conditions?
  Answer: Pre existing diseases are excluded from the scope of travel health insurance policies. But some companies namely Religare(cover up to 10% ...
• Health Insurance / Portability
  What is meant by health insurance portability?
  Answer: Health insurance portability has been launched in India on 1st October, 2011. Portability means transfer of the credit gained by ...
• Travel Insurance / Benefits and Coverages
  Are there any sub limits like room rent, etc?
  Answer: Yes in some policies there are sub limits as given below. ICICI Lombard 1. For policies with ...
• Health Insurance / Benefits and Coverages
  What are Pre-Existing Diseases?
  Answer: Any condition, ailment or injury or related condition(s) for which insured person had signs or symptoms and/or was diagnosed and/or ...
• Health Insurance / Benefits and Coverages
  Enlist some of the important exclusions under mediclaim policy.
  Answer: Some general exclusions under this policy are: 1 Pre-existing diseases i.e. Any condition, ailment or injury or related condition(s) for ...
• Travel Insurance / General
  Is the policy of IFFCO- TOKIO acceptable in Schengen visa requirement?
  Answer: Yes, IFFCO Tokio travel insurance plans are acceptable for Schengen visa requirement. Given below is  the  approved list of Indian travel insurance ...
• Travel Insurance / General
  Which are the Indian insurers whose overseas travel policies shall be considered valid for the
  Answer: There are 18 Indian insurers whose Overseas Travel policies are considered valid for the Schengen countries visa procedure.  APPROVED LIST OF INDIAN ...
• Travel Insurance / General
  Does Hypertension or diabetes come under pre existing diseases? The list in all policies shows
  Answer: This is a general list of certain specified illnesses for which most of the insurers do not provide coverage.  So, ...

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