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- When does the travel insurance cover begin?
- Till when is the travel insurance policy valid?
- Do I need to carry the policy along with me?
- How much of the hospital expenses are covered by the policy? Is it 100%?
- Is there a cap on the hospital amount per day?
- Is medical examination necessary for travel insurance policy? When and where are medical tests to be done?
- I am over 70 years old. Do I need to take medical tests?
- What are the Medical tests required?
- Are the expenses for the test a part of the overseas travel insurance policy or additional?
- Do I need to go to the doctors specified by travel insurance policy?
- How can I make any change (addition/deletion/change in name or address etc) in my present overseas travel insurance policy?
- Are there any sub limits like room rent, etc?
- Can I get a refund if there is change of plan?
- What is the procedure for issuance of a duplicate policy?
- Is there any travel insurance plan without Medical Cover?
- Is there any travel medical insurance plan which covers Drug Abuse, Cancer Screening, Inter collegiate sports, child care, Mental & nervous disorders, pregnancy?
- My parents are quite healthy and coming to USA to visit us. Do we really need overseas medical insurance for them?
- If I lose my passport, will that be covered under overseas medical insurance?
- What happens if my baggage is delayed for more than one day but not lost? Will I get some compensation?
- How do I know the limit of each type of expenses, what expenses are covered or not?
- What are pre-existing conditions?
- Is there a cover for pre-existing medical conditions?
- My mother has diabetes and she needs to take insulin injection every day. Is that covered in overseas medical insurance?
- What is the point of buying overseas medical insurance if it does not cover pre-existing medical conditions? These are the ones we need to get covered. Probability of other illnesses is very low anyway.
- What are the things to look for while choosing student travel insurance plan?
- Is pregnancy covered in overseas health insurance policy?
- I am going for pilot training. Does my overseas health insurance cover medical expenses to treat the injuries sustained during the training period?
- I am looking at some of the travel insurance plans and some of them cover up to $200,000, but on the same note, it says hospitalization maximum limit is $25 per day.Can you please clarify this?
- What is trip cancellation and interruption benefit and what is covered in it?
- I have taken a rental car abroad. Is the damage to the rental vehicle covered under overseas health insurance policy?
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Travel Insurance » Benefits and Coverages
ID #1021
What happens if my baggage is delayed for more than one day but not lost? Will I get some compensation?
Most insurance companies cover baggage delay if the baggage is delayed for more than 12 hours. Compensation is given for emergency items purchased like medicines, clothing and toiletries. You will have to provide receipts for the same. If your baggage is lost, then compensation is given for the market value of the items lost subject to coverage and limits specified in your policy.
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Related entries:
- Why do I need Travel Insurance?
- Till when is the travel insurance policy valid?
- In case I lose my baggage, how do I claim?
- How and where can I register a claim? What are the documents required?
- Is travel insurance mandatory for all countries?
Last update: 2010-09-19 11:12
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Revision: 1.0
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