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Records in this category
- When does the travel insurance cover begin?
- Till when is the travel insurance policy valid?
- Do I need to carry the policy along with me?
- How much of the hospital expenses are covered by the policy? Is it 100%?
- Is there a cap on the hospital amount per day?
- Is medical examination necessary for travel insurance policy? When and where are medical tests to be done?
- I am over 70 years old. Do I need to take medical tests?
- What are the Medical tests required?
- Are the expenses for the test a part of the overseas travel insurance policy or additional?
- Do I need to go to the doctors specified by travel insurance policy?
- How can I make any change (addition/deletion/change in name or address etc) in my present overseas travel insurance policy?
- Are there any sub limits like room rent, etc?
- Can I get a refund if there is change of plan?
- What is the procedure for issuance of a duplicate policy?
- Is there any travel insurance plan without Medical Cover?
- Is there any travel medical insurance plan which covers Drug Abuse, Cancer Screening, Inter collegiate sports, child care, Mental & nervous disorders, pregnancy?
- My parents are quite healthy and coming to USA to visit us. Do we really need overseas medical insurance for them?
- If I lose my passport, will that be covered under overseas medical insurance?
- What happens if my baggage is delayed for more than one day but not lost? Will I get some compensation?
- How do I know the limit of each type of expenses, what expenses are covered or not?
- What are pre-existing conditions?
- Is there a cover for pre-existing medical conditions?
- My mother has diabetes and she needs to take insulin injection every day. Is that covered in overseas medical insurance?
- What is the point of buying overseas medical insurance if it does not cover pre-existing medical conditions? These are the ones we need to get covered. Probability of other illnesses is very low anyway.
- What are the things to look for while choosing student travel insurance plan?
- Is pregnancy covered in overseas health insurance policy?
- I am going for pilot training. Does my overseas health insurance cover medical expenses to treat the injuries sustained during the training period?
- I am looking at some of the travel insurance plans and some of them cover up to $200,000, but on the same note, it says hospitalization maximum limit is $25 per day.Can you please clarify this?
- What is trip cancellation and interruption benefit and what is covered in it?
- I have taken a rental car abroad. Is the damage to the rental vehicle covered under overseas health insurance policy?
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Sticky FAQs
Travel Insurance » Benefits and Coverages
Is medical examination necessary for travel insurance policy? When and where are medical tests to be done?
You will find plans on insurancepandit.com which offer cover without medical tests up to 85 years of age. But,medical tests are required for certain age groups and sum insured, depending upon the plan and insurance company. When you search plans on our portal, you will be shown whether tests are required or not and if yes, which tests are required, against each plan.
It is always good to get yourself medically examinded before visting a foreign land ,if you are going for a long trip.
Medical tests have to be done within 30 days(15 days in some comapnies) before travel start date.Travel health policy where medical tests are required can be issued within 30/15 days of travel start date ,for example if you are planning to travel on 15th dec 2010 then medical tests have to be done after 15 th Nov2010 and policy can be issued after 15th Nov 2010.
Medical tests can be done in any pathology lab and reports need to be certified by MD doctor and MER(medical examination report) form is also required to be signed by MD doctor.
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Related entries:
- Why do I need Travel Insurance?
- Is there a cap on the hospital amount per day?
- When does the travel insurance cover begin?
- Till when is the travel insurance policy valid?
- Do I need to carry the policy along with me?
Last update: 2010-12-16 04:32
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Revision: 1.3
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