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- Do we need to pay upfront in case of a medical treatment and then claim, or the insurance policy will pay upfront?
- What is a TPA?
- From where can I get the claim form to make a claim?
- In case medical treatment is required, is there any need for any pre-approval before hospitalization?
- Would I be reimbursed for the medical expenses incurred abroad, if I go specifically for the purpose of seeking medical treatment?
- In case I lose my baggage, how do I claim?
- What if in an emergency I don't have time to call up?
- Can I continue my treatment of the disease which happened during my travel abroad, in the home country, after expiry of my policy?
- If I am evacuated on grounds of medical reason, can I continue my treatment in India?
- Which doctors/hospitals can I visit?
- How and where can I register a claim? What are the documents required?
- My mother is hurt during transit,will medical expenses incurred to treat her are covered?
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Travel Insurance » Claim Process
ID #1027
Do we need to pay upfront in case of a medical treatment and then claim, or the insurance policy will pay upfront?
In an emergency situation where hospitalization and/or medical evacuation are required, the insurer covers these costs upfront (subject to the insured complying with the policy wording). You would need to contact your relevant Emergency Assistance Service immediately to notify them of the situation.
If it is not an emergency and the costs are uptoUS$500, then you would pay upfront and make a claim once all treatment is complete.
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Related entries:
- Why do I need Travel Insurance?
- Is there a cap on the hospital amount per day?
- When does the travel insurance cover begin?
- Till when is the travel insurance policy valid?
- Do I need to carry the policy along with me?
Last update: 2010-09-20 14:25
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Revision: 1.0
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