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- What is Health Insurance/Mediclaim?
- Why do I need Health Insurance?
- What are the salient features of this policy?
- I am 37 years old and have a family floater mediclaim policy for myself, spouse and 2 year old kid. Kindly tell me which insurance company provides roll over of family floater health insurance/mediclaim from any other insurance company.
- In case of family floater health insurance what happens if the primary insured person expires? Can the policy be renewed by any of the surviving members of the policy? Also, As my age increases can i migrate from family floater to individual plan?
- What is the procedure for change of address for medical insurance?
- What are the things to look for while choosing a health insurance plan?
- I am already having health insurance and want to increase sum insured,what should i do.
- I am looking for a single health insurance floater policy which can cover my parents or in laws too?
- I have sent in the filled proposal form and paid for my health insurance policy. When will I receive my policy document and health cards?
- As not all the companies provide top up cover, is it possible to buy a main policy from one company and buy the top up from some other company? Also, If main policy covers the critical illness, will the top up cover it too?
- When we buy a health insurance policy from your website, will we get a cashless card? How can I know which network hospitals are covered under my policy?
- In India, can we purchase more than one health insurance policy?
- What is the status of a Family floater health insurance policy in case of death of any member?
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Sticky FAQs
Health Insurance » General
What is Health Insurance/Mediclaim?
Health Insurance/Mediclaim is protection against medical costs. A health insurance policy is a contract between an insurer and an individual /group in which the insurer agrees to provide specified health insurance cover at a particular premium. The health insurer usually provides either direct payment (cashless facility) or reimburses the expenses associated with illnesses and injuries.
Mediclaim Insurance is a cover, which takes care of the hospitalization expenses subject to maximum sum insured of the Insured in respect of the following situations:
A. In case of a sudden illness.
B. In case of an accident.
C. In case of any surgery, which is required in respect of any disease which has arisen during the policy period.
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Related entries:
- Why do I need Travel Insurance?
- When does the travel insurance cover begin?
- Till when is the travel insurance policy valid?
- Is medical examination necessary for travel insurance policy? When and where are medical tests to be done?
- I am over 70 years old. Do I need to take medical tests?
Last update: 2010-09-23 16:58
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