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Records in this category
- What is covered under Hospitalization Benefit?
- What are the circumstances under which the condition of minimum 24 hrs hospitalization does not apply?
- What are the expenses covered under Hospitalisation Expenses?
- What is Domiciliary Hospitalization?
- What is meant by Pre and Post hospitalization?
- What are Pre-Existing Diseases?
- What is meant by Donor Expenses?
- Is there an Income Tax exemption on the premium? If yes, under which section and what is the Income Tax exemption limit?
- What is Cumulative Bonus?
- Do I get a discount on renewal of the policy with the same company?
- What are first year/ second year exclusions?
- Enlist some of the important exclusions under mediclaim policy.
- Can a person have more than one Health policy?
- Can I cancel my policy and if yes will I get my premium back?
- Is maternity covered in health insurance policies?
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Sticky FAQs
Health Insurance » Benefits and Coverages
ID #1050
What are Pre-Existing Diseases?
Any condition, ailment or injury or related condition(s) for which insured person had signs or symptoms and/or was diagnosed and/or received medical advice/treatment within 48 months prior to his/her health policy with the company. Pre existing diseases will be covered after a maximum of four years since the inception of the policy.
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Related entries:
- What are pre-existing conditions?
- Is there a cover for pre-existing medical conditions?
- My mother has diabetes and she needs to take insulin injection every day. Is that covered in overseas medical insurance?
- What is the point of buying overseas medical insurance if it does not cover pre-existing medical conditions? These are the ones we need to get covered. Probability of other illnesses is very low anyway.
- What are first year/ second year exclusions?
Last update: 2010-09-23 17:18
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