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Records in this category
- What is covered under Hospitalization Benefit?
- What are the circumstances under which the condition of minimum 24 hrs hospitalization does not apply?
- What are the expenses covered under Hospitalisation Expenses?
- What is Domiciliary Hospitalization?
- What is meant by Pre and Post hospitalization?
- What are Pre-Existing Diseases?
- What is meant by Donor Expenses?
- Is there an Income Tax exemption on the premium? If yes, under which section and what is the Income Tax exemption limit?
- What is Cumulative Bonus?
- Do I get a discount on renewal of the policy with the same company?
- What are first year/ second year exclusions?
- Enlist some of the important exclusions under mediclaim policy.
- Can a person have more than one Health policy?
- Can I cancel my policy and if yes will I get my premium back?
- Is maternity covered in health insurance policies?
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Health Insurance » Benefits and Coverages
ID #1055
What are first year/ second year exclusions?
During the period of insurance cover, the expenses on treatment of certain diseases such as cataract, hernia, piles, sinusitis, benign Prosthetic Hypertrophy, Hysterectomy for Menorrhegia or Fibromioma etc. for specified periods (Please refer to your policy document for details) are not payable if contracted and/ or manifested during the currency of the policy.
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Related entries:
- How do I know the limit of each type of expenses, what expenses are covered or not?
- Do I need to take travel insurance each time I make a trip or is one policy valid for multiple trips made over a period of time?
- Is there an Income Tax exemption on the premium? If yes, under which section and what is the Income Tax exemption limit?
- What is Cumulative Bonus?
- Enlist some of the important exclusions under mediclaim policy.
Last update: 2010-09-23 17:29
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