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Records in this category
- What is covered under Hospitalization Benefit?
- What are the circumstances under which the condition of minimum 24 hrs hospitalization does not apply?
- What are the expenses covered under Hospitalisation Expenses?
- What is Domiciliary Hospitalization?
- What is meant by Pre and Post hospitalization?
- What are Pre-Existing Diseases?
- What is meant by Donor Expenses?
- Is there an Income Tax exemption on the premium? If yes, under which section and what is the Income Tax exemption limit?
- What is Cumulative Bonus?
- Do I get a discount on renewal of the policy with the same company?
- What are first year/ second year exclusions?
- Enlist some of the important exclusions under mediclaim policy.
- Can a person have more than one Health policy?
- Can I cancel my policy and if yes will I get my premium back?
- Is maternity covered in health insurance policies?
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Sticky FAQs
Health Insurance » Benefits and Coverages
ID #1057
Can a person have more than one Health policy?
Yes. But each company will pay its rateable proportion of the loss, liability, compensation, costs or expenses. E.g. If a person has Health Insurance from company X for Rs. 1 Lac and Health Insurance from company Y for RS. 1 Lac, then in case of a claim, each policy will pay in the ratio of 50:50 up to the SI.
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Related entries:
- Why do I need Travel Insurance?
- Is there a cap on the hospital amount per day?
- When does the travel insurance cover begin?
- Till when is the travel insurance policy valid?
- Do I need to carry the policy along with me?
Last update: 2010-09-23 17:36
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