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Most popular FAQs 
- Is travel insurance mandatory for all countries? (2173 views)
- When does the travel insurance cover begin? (1863 views)
- How do I add/ delete the Hypothecation in my ... (1615 views)
- I am over 70 years old. Do I need ... (1498 views)
- Is medical examination necessary for travel insurance policy? When ... (1467 views)
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Latest FAQs 
- Can I take two travel insurance policies for my ... (2012-05-12 08:43)
- What is the status of a Family floater health ... (2012-01-12 13:49)
- How to file claim under the Workmen Compensation Policy? ... (2011-11-07 11:46)
- Who is responsible for providing the benefits under the ... (2011-11-07 11:43)
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Open questions 
Here you can see questions asked by other users. If you answer these question, your answers may be inserted into the FAQ.
| Date / User | Question | |
|---|---|---|
| 2010-09-23 20:32 MANISH SHRIVASTAV | General: Can any insurance co. ind up their business. | Answer |
| 2010-10-07 16:38 Ilhan | Health Insurance: In case of family floater health insurance what happens if the primary insured person expires? Can the policy be renewed by any of the surviving members of the policy? Also, As my age increases can i migrate from family floater to individual health insurance plan? | Answer |
| 2010-12-06 09:38 bhulan singh | General: I am 25yr old and want to buy a policy for my life cover only not for any investment purpose. It would be better for me if my premium paid are refundable and if not then too its ok. Please advise me for a right policy. I wish to cover my life with 30lac only. My monthly income is 25000/-only. Hwo much will it cost? | Answer |
| 2011-02-04 13:18 Samir | Health Insurance: Why there is no hypothecation on Helath and Personal Accident policies. | Answer |
| 2011-05-28 20:03 Nikita | Travel Insurance: Which company provided travel insurance for kailash mansarovar yatra | Answer |
| 2011-06-22 00:13 Deepti | Travel Insurance: Hi, I want to buy insurance for my mother who will travel from India to US the next month. The reliance General Senior Standard policy says maximum age covered is 70 years. What if the insured turns 71 during his/her stay of 5 months. Please explain the age factor. The other question is will the policy state upfront that it covers emergencies arising out of pre-existing conditions. Looking forward to your response. Thanks, Deepti | Answer |
| 2011-07-13 18:39 SANJAY KOOLWAL | : kya R.C. EXPIRY HONE KE BAAD BHI CLAIM MIL JATA HAI | Answer |
| 2011-08-20 13:21 Ajay Sharma | Benefits and Coverages: I want to know whether pregnency is covered in any kind of insurance policy | Answer |
| 2011-09-11 16:32 Vivek | Health Insurance: I am intrested in buying a health insurance plan for me & my family. my details are as follows : Self : 41 yrs Wife : 36 yrs Son & Daughter : 5 yrs (twins) City : Mumbai Existing hospitalization cover for family : 2 Lacs from current employer. Existing major illness of family members : Nill. Preffered hospitals for treatment : Large private well equipped hospitals in mumbai like nanavati, lilavati, asian heart... Questions : 1. should we go for public sector insurance cos instead of private ones.... any advantages of either 2. should we go for floater policy covering entire family. 3. the amount of sum insured we should take 4. based on the above information please suggest top 3 options (i.e. which policy and which insurance provider.) and the reason for the same. Thanks Vivek.... | Answer |
| 2011-10-16 08:26 sharad | General: I am a marketing professional in Kenya.I want to have term insuarance policy.Which insuarance companies give term policies in countries like Kenya. | Answer |
| 2011-10-16 13:34 Rajeev | General: Dear Sir, I have subscribed to ICICI Lomabard for medical insurance policy since last 6 years renewable every two years for total of Rs. 5.0 lacs. Three years ago I availed the medical hospitalization for my wife and at that time the total premium used to be around Rs. 1200/month for our 4 family members including me (52 years), my wife (49 years) and two kids of 9 and 15 years at that time. During Jan. 2010 when the renewable was due company loaded the premium since we availed the claim for my wife and the premium works out to be around Rs. 2000/month as insurance company felt that the ailment may be re-occurring. During this time of two years I have not taken any claim as my wife is quite fine. I would like to know if company will reduce my premium since there is no claim within the last 2 years when the renewal is due during Jan. 2012 ? RAJEEV | Answer |
| 2012-02-29 04:14 E.Veeraiah Chowdary | Benefits and Coverages: During the time of starting the car, short circuit took place and the vehicle got damaged. is it covered in the nil depriciation policy or not | Answer |
| 2012-03-07 07:48 Vineet Garg | Claim Process: I have an existing mediclaim family floater policy for 4 lakh rupees from icici lombard I want to take a top up policy. If i go to a new insurer (e.g Bajaj Allianz) and buy a top up policy, then how to i make the claims if the amount goes beyong the threshold. Since the original bills, discharge slips etc will be taken by Icici lombard, will Bajaj allianz accept attested photocopies? Kindly explain the claim procedure in this case | Answer |
| 2012-03-10 09:01 N Chopra | Travel Insurance: Which travel insurance Company is the most responsive to claims?I've had a bad experience with ICICI-Lombard and not many people recommend TATA-AIG. Can you suggest some name? | Answer |
| 2012-04-28 16:06 inayatali nathani | Health Insurance: hi can i renew my cancled order? | Answer |