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Health Insurance India

Compare Health Insurance and Mediclaim Policies Online

At Insurance Pandit, We offer a convenient way to Buy and Compare Health Insurance Policy also known as Mediclaim Policy in India offered by leading Insurance companies. Not only you can select the best health insurance product that suits your insurance need but also save money by comparing plans.

Health Insurance Policy for an Individual

Policy that covers the medical expenses of an Individual

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Eligibility
The insured needs to be between 3 Months - 76 years of age for new Policy and 3 Months - 86 years for Renewal.
Age is calculated as on the date the policy is issued ( It will be age completed on last birthday)

Family Floater Health Insurance Plans

A single policy that secures the hospitalisation expenses of your entire family excluding dependent Parents. The floater health plan covers your entire family under one policy with one sum insured and one premium.

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Eligibility
Dependent Parents or in-laws can not be covered in this policy.
Parents can cover children up to 25 years old in this policy.
The insured needs to be between 3 Months - 76 years of age
Age is calculated as on the date the policy is issued ( It will be age completed on last birthday)

Extended Family Floater Plan (Option to Include Dependent Parents or in-laws)

A single health insurance policy that secures the hospitalisation expenses of your extended family (up to 6 dependents) including dependent Parents or you can opt for in-laws. The floater health plan covers your entire family under one policy with one sum insured and one premium.

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Eligibility
You can either cover your Parents or in-laws in this policy
Dependent Children up to 25 years can be covered except widow daughter where there is no age limit
Primary Insured can't be more than 55 years of old and all the dependent needs to be between 3 Months - 80 years of age
Age is calculated as on the date the policy is issued ( It will be age completed on last birthday)

Top up Health Insurance Policy

Policy that covers the medical expenses beyond the threshold level/deductible you have chosen. This is a good choice if you want to add additional cover up to Rs. 15 lakhs to you existing Insurance Policy with very less premium or If you are yet to opt for medical insurance, you can buy top-up policy to take medical insurance cover beyond a threshold limit that you can afford.
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Eligibility
The insured needs to be between 6 - 60 years of age
Age is calculated as on the date the policy is issued ( It will be age completed on last birthday)

Health Insurance Policy including OPD Expense Coverage

Health Plus policy not only covers the expenses arising due to life threatening/Major Medical Illnesses and Procedures, but also for OPD (Out Patient Department) expenses like reimbursement of cost of medicines, drugs, ambulance charges and dental expenses.
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Eligibility
The insured needs to be between 5 - 75 years of age
Max 2 members (Spouse or child between the age of 5 to 18 years) can be covered in this policy.
Age is calculated as on the date the policy is issued ( It will be age completed on last birthday)

Critical Care Health Insurance Plan

Critical Care Health Insurance Policy covers the expenses arising due to life threatening/Major Medical Illnesses and Procedures. It also provides cover against accidental death and permanent total disablement.

Most of the Insurance Companies offers a lump sum benefit once you are diagnosed with one of the covered critical illness.

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Eligibility
The insured needs to be between 6 - 60 years of age
Age is calculated as on the date the policy is issued ( It will be age completed on last birthday)