Insuring Two Wheelers and Be Tension Free

By admin - Last updated: Thursday, July 14, 2011 - Save & Share - Leave a Comment

Motorbikes are not expensive as compared to automobiles, but still buying a new motorcycle after an accident or theft can be a big budget killer. In some countries, getting motorcycle insurance is made mandatory by the law of the country. This is not the case in India, but still, for minimizing the losses and for easy replacement of a new motor cycle, it is imperative for people to get their two wheelers insured with a reasonable two wheeler insurance of a reputable insurance company. If we compare the transpiration mediums, motorbikes seem more prone to accidents than any other vehicle. For instance, a car driver can control with relative ease the impact of oil spill, but a two wheeler, due to the fact that it has two wheels only and balance needs to be maintained by the rider, is more likely to end up in an accident of minor or major nature. So, getting two wheeler insurance is the only safe guard to combat the uncertainty of this nature.

In India, the trend of two wheelers insurance is gaining acceptance very quickly, as more and more of motor cycle users are attaining one for their bikes. Mostly, the insurance of a two wheeler is purchased at the time of purchasing the two-wheeler itself. However, it can be purchased later on as well though it is better to buy at the time of purchase of the vehicle itself. While buying two wheeler insurance policies, there is so much to consider and so many options are available. In India, now there are many online portals where one can get the details and even purchase the two wheeler insurance without much trouble. Most important thing is to do some research and some comparative analysis of the two wheeler insurance options available in the market. Internet has eased this part as well, as now you just need to visit few insurance companies and collect their quotes. After the quotes collection is done, you need to do the quote comparison. To make things easier, the comparison of quotes could also be done on various online portals. Another important aspect that needs to be seen always is the renewal of the policy procedure; make sure that it also suits your needs well.

Claim procedure of two wheelers insurance is very similar to any other insurance. In case of a theft or accident or claimable damage, you need to inform the insurance company on the number provided by them. FIR needs to be filed in case of theft, to make the claim with insurance company. Insurance company will then analyze the case and will reimburse you the amount upon completing their verification. So, with competitive premium rates and extensive coverage, there is no reason left for bike owners to not insure their two wheelers.

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