Personal Accident Insurance » Claim Process

ID #1132

What does the insured/next of the kin of insured have to do in the event of accident?

 

IN THE EVENT OF ACCIDENTAL INJURIES
• Immediate written notice should be given to the Insurance Company with all particulars.
• Claim from duly completed along with the following documents should be submitted;
• Medical Certificate about the nature and extent of accident resulting injuries.
• Medical Examiner’s Report.
• Details of treatment rendered by the attending Doctor/Hospital/Nursing home.
• Certificate from the employer to the effect that the Insured was on leave during the period.
• Fitness certificate.

IN THE EVENT OF ACCIDENTAL DEATH
the following documents are required to be submitted:
• Post-mortem Report.
• F.I.R./Police Report.
• Punchnama
• Departmental Inquiry, if any.
• Report of Doctor/Hospital/Nursing Home.
• Death Certificate.

This is a general document checklist; there might be variations depending on the insurance company.

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Last update: 2010-12-13 15:31
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Revision: 1.1

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