Compare and Buy Jewellers Block Insurance
This is a package policy specially designed for jewellers & diamontaires i.e. those establishments dealing solely in diamonds.
Scope:
It covers loss or damage due to Fire, STFI , Earthquake, Theft, Burglary, House breaking, Robbery ,Hold up, Riot and strike, Terrorism.
- Stocks (gold, diamonds, etc in showcase, display windows safe strong room installed at the insured premises
- Property in custody of insured, partners, employees, directors, constituted attorney
- Property in Transit by Airfreight, Angadia, Registered Post/parcel
- Building & other Assets
- Fixed Glass and Sanitary Fitting
- Personal Accident for insured, Partners and employee
- Public Liability-Accidental injury, death to other than insured/his family & accidental damage to property
- WC-under Fatal Accident Act/WC Act for employee.
- Money in transit/in premises as per limits
- Computer, fax machine and their parts/ accessories & data carrying material
- Neon/illuminated signs
- Hoardings installed on insured premises
- Trade equipments
Exclusions
- • Inventory loss
- • Damage to property at public exhibition
- • Theft or disappearance of property
- • Depreciation, gradual deterioration , wear and tear, moth, vermin, mildew
- • Damage by theft or attempted theft committed by family members employee, custodians
- • Damage following the use of key to safe or any duplicate key
- • Damage to property insured whilst in window display
- • Damage to property whilst worn or used
- • Damage to property while it is being worked upon.
Discount
Discount in premium is available in case the premises have special protection devices like built-in vaults, strong rooms, closed circuit T.V. or armed guards.