Compare and Buy Art Insurance

This insurance policy is designed to meet the needs of a Corporate Collector, Individual Collector, Fine Art Dealers, Museums, Antique Dealers and Art Exhibitions. The policy provides comprehensive protection to the insured property including insured property while in transit within India.


Coverage includes any unforeseen and sudden physical loss or damage from any cause, other than those specifically excluded This Policy also covers all Insured property whilst in transit on “wall to wall” basis whilst on premises on display including storage within the territorial limits mentioned in the schedule for the purpose of business or profession.

Add On Covers

For additional premium, the policy can be extended to cover.

  • Defective Title
  • Automatic reinstatement
  • Replacement of Keys and Locks
  • Temporary Storage Costs
  • Exhibitions Coverage

Sum Insured

Fair Market Value agreed by Insured and Insurer; duly supported with a valuation certificate from a professional valuer.


  • Loss from unattended vehicles
  • Inventory losses
  • Loss or damage at any Exhibition, unless specifically notified to and agreed by the company in advance
  • Wear and tear, gradual deterioration, inherent vice/ defect, rust or oxidation, moth or vermin, warping or shrinkage
  • Mechanical or electrical faults or breakdown
  • Damage during repairing, restoring, retouching, or any similar process
  • Aridity, humidity, exposure to light or extremes of temperature, unless such loss or damage is caused by storm, frost or fire
  • Willful act of insured and its representative working in collusion with the insured
  • Consequential loss of any kind
  • Mysterious disappearance or unexplained loss
  • Biological or chemical contamination caused by or resulting from an act of terrorism.
  • Nuclear reaction, nuclear radiation or radioactive contamination.
  • War, invasion and allied peril
  • Damages following government action

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