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Motor Insurance FAQ

What happens to my car insurance when I sell my car? How should I change the registration address or any vehicle information on the policy? How do I add/ delete the Hypothecation in my Car policy? What is the procedure for Transfer of Insurance? If I am buying a new car, how do I transfer my existing policy over to the new vehicle? What is No Claims Discount (NCD) or No Claims Bonus? Do the years I’ve spent driving a company car count towards my No Claims Bonus? If my No Claims Bonus (NCB) has been earned in another country, is it still acceptable? What is voluntary deductible option? What's IDV and how is it determined? What if my car has an additional CNG/LPG kit? What are the risks covered by the Third Party policy? What are the risks covered by the Comprehensive policy? What if my current policy is already expired? Can I Renew my policy from Current Third Party to Comprehensive ? What Documents I need to Renew my Policy? Can I renew my Car insurance with another insurance company? What is No Claim Bonus (NCB)? My Policy is expired. Am I still eligible for NCB? What is cash less facility and what is the benefit of cash less facility? What to do if a vehicle meets with an accident outside the area / city / state from where policy is issued? What document would I have to submit as proof of no claims discount?