Travel Insurance Coverage Definitions

Coverage that protect your trip Investment
COVERAGE
DESCRIPTION OF COVERAGE
Trip Cancellation
Compensation for loss of personal accommodation or travel charges following the necessary and unavoidable cancellation of the trip due to death, serious injury or sudden sickness of insured or family member
Trip Interuption
Compensation for loss of personal accommodation or travel charges following the necessary and unavoidable cancellation of the trip due to death, serious injury or sudden sickness of insured or family member
Trip Delay
Compensation if the aircraft is delayed beyond 12 hours than the original scheduled departure time.
Missed Connectiion
Reimbursement for any extra expense incurred as a consequence of a connecting flight being missed.
Trip Curtailment
Compensation for loss of personal accommodation or travel charges following the necessary and unavoidable curtailment of the trip due to death, serious injury or sudden sickness of insured or family member
Hijack Distress Allowance
Compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst trip abroad
Coverage that Protect your property
COVERAGE
DESCRIPTION OF COVERAGE
Loss of Checked Baggage
Covers total and complete loss of baggage checked in by an international airline.
Delay of Checked Baggage
Covers cost of emergency purchase of replacement items like purchase of toiletries, clothing and medication due to delay of checked in baggage for more than 12 hours.
Home Insurance (Burglary)
Covers the loss of or damage to contents of home caused by burglary and/or robbery
Home Insurance (Fire)
Covers the loss of or damage to contents of home caused by Fire
Loss of international driving
Loss of international driving
Passport Loss
Covers reasonable and necessary expenses to obtain a duplicate passport or valid travel documents
Coverage that protect your health
COVERAGE
DESCRIPTION OF COVERAGE
Emergency Medical
Emergency medical expenses for any sudden disease, illness, injury or death
Dental Treatment
Covers acute anesthetic treatment of natural teeth.
Automatic Extension of Policy upto 7 Days
Automatic extension of the policy due to delay by scheduled Airlines.
Repatriation of Remains
Covers the funeral expenses or expenses of repatriating remains back to India.
Emergency Cash Advance
Assistance service when the person requires emergency cash following incidents like theft/burglary of luggage/money or hold up.
Hospitalization Daily Allowance
Daily allowance in case of hospitalisation
Coverage that protect your life
COVERAGE
DESCRIPTION OF COVERAGE
Personal Accident
Compensation for unfortunately sustaining accidental bodily injury during the trip.
Personal Accident Domestic
Personal Accident Domestic
AD&D - Common Carrier
Compensation for permanent disability or loss of life arising due to an accident while riding as a passenger in common carrier
Personal Liability
Covers legal liability attaching in a private capacity during the course of overseas travel