Travel Insurance Coverage definitions

Travel Insurance Coverage Definitions

Coverage that protect your trip Investment: COVERAGE

DESCRIPTION OF COVERAGE

Trip Cancellation

Compensation for loss of personal accommodation or travel charges following the necessary and unavoidable cancellation of the trip due to death, serious injury or sudden sickness of insured or family member

Trip Interuption

Compensation for loss of personal accommodation or travel charges following the necessary and unavoidable cancellation of the trip due to death, serious injury or sudden sickness of insured or family member

Trip Delay

Compensation if the aircraft is delayed beyond 12 hours than the original scheduled departure time.

Missed Connectiion

Reimbursement for any extra expense incurred as a consequence of a connecting flight being missed.

Trip Curtailment

Compensation for loss of personal accommodation or travel charges following the necessary and unavoidable curtailment of the trip due to death, serious injury or sudden sickness of insured or family member

Hijack Distress Allowance

Compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst trip abroad
Coverage that Protect your property: COVERAGE

DESCRIPTION OF COVERAGE

Loss of Checked Baggage

Covers total and complete loss of baggage checked in by an international airline.

Delay of Checked Baggage

Covers cost of emergency purchase of replacement items like purchase of toiletries, clothing and medication due to delay of checked in baggage for more than 12 hours.

Home Insurance (Burglary)

Covers the loss of or damage to contents of home caused by burglary and/or robbery

Home Insurance (Fire)

Covers the loss of or damage to contents of home caused by Fire

Loss of international driving

Loss of international driving

Passport Loss

Covers reasonable and necessary expenses to obtain a duplicate passport or valid travel documents
Coverage that protect your health: COVERAGE

DESCRIPTION OF COVERAGE

Emergency Medical

Emergency medical expenses for any sudden disease, illness, injury or death

Dental Treatment

Covers acute anesthetic treatment of natural teeth.

Automatic Extension of Policy upto 7 Days

Automatic extension of the policy due to delay by scheduled Airlines.

Repatriation of Remains

Covers the funeral expenses or expenses of repatriating remains back to India.

Emergency Cash Advance

Assistance service when the person requires emergency cash following incidents like theft/burglary of luggage/money or hold up.

Hospitalization Daily Allowance

Daily allowance in case of hospitalisation
Coverage that protect your life: COVERAGE

DESCRIPTION OF COVERAGE

Personal Accident

Compensation for unfortunately sustaining accidental bodily injury during the trip.

Personal Accident Domestic

Personal Accident Domestic

AD&D - Common Carrier

Compensation for permanent disability or loss of life arising due to an accident while riding as a passenger in common carrier

Personal Liability

Covers legal liability attaching in a private capacity during the course of overseas travel